Wednesday, April 04, 2007

Mortgage rates have idled in neutral for five weeks.

Bankrate.com reports that "the benchmark 30-year fixed-rate mortgage rose 3 basis points to 6.22 percent, according to a national survey of large lenders. A basis point is one-hundredth of 1 percentage point. The mortgages in this week's survey had an average total of 0.29 discount and origination points. One year ago, the mortgage index was 6.44 percent; four weeks ago, it was 6.2 percent."

Further, "the 15-year fixed-rate mortgage fell 1 basis point, to 5.92 percent. The 5/1 adjustable-rate mortgage fell 3 basis points, to 6.05 percent."

Read more at Bankrate.com

18 comments:

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This has been a pretty big deal. I know that I have had a number of clients that wanted to lock up rates due to the steady rates. Hopefully they drop for those that are on the fence.

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