Thursday, June 16, 2005

Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks

Even though the U.S. housing market is continuing to break records, various risks are on the horizon that could pose serious problems for homeowners in the future, according to a new Harvard study.

This analysis comes as affordability continues to be a dilemma for many Americans, the Joint Center for Housing Studies reports.

In 2004, housing markets posted record growth. Homeownership reached an all time high of 69 percent, with households of all ages, incomes, races and ethnicities joining the home buying boom. Single-family starts hit a record 1.6 million units, while new and existing home sales grew to nearly 8 million. Mortgage product innovations helped markets stay hot. Subprime loans gave millions with blemished credit records, who would previously have been denied a loan, the chance to buy a home.

Meanwhile, interest-only and adjustable rate loans are helping blunt the impact of higher home prices. Indeed, adjustable rate mortgages accounted for more than a third of all mortgage loans last year and interest-only loans for nearly one-quarter.

Read the entire article at RIS Media

13 comments:

De Post Man said...

Nice posts. Check out my site http://mortgage.27days27gurus.com/ if you get a chance. arizona mortgage

Rebek said...

All I can say is WOW Blogger. The other half and I just got back from our friends house (well her friends house) and I needed a huge break. I am working on a project right now that is based on minnesota adjustable rate mortgages . I have literally been on-line for 2-3 hours doing research. Even though Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks really isn’t on the same page as minnesota adjustable rate mortgages I am certainly glad I came across your blog. There are a ton of great view points on this blog. Well I think I can here the kids screaming in the background. I put you in my internet favorites and I will certainly come back and visit. If you want to take a peek at my site you can find me here at minnesota adjustable rate mortgages . I update my site very frequently. Again, great job blogging and I will be back again soon!

Rachel said...

Sad to say I just got back from a bowling tournament and decided to log in and do some websurfing. Blogger I love your blog. I had some very good laughs. I am doing a paper on one year adjustable rate mortgages and have been downloading information for the last hour. I don’t know how I came across Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks but I am glad I did. It has set me back a little because I have spent the last hour reading your archives. If you don’t mind I would like to add you to my favorites so I can back again and read some more. Well I need to get back to one year adjustable rate mortgages . I am almost finished with it. Great job.
p.s some very good points on your blog

cmeltifa said...

I have been on-line searching for hours for information regarding one year adjustable rate mortgages and stumbled across your blog during my journey :-) Blogger your blog is really amazing! Keep up the great work. Obviously my search on one year adjustable rate mortgages was way off when compared to Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks and find it funny how it landed me here. The internet is a funny thing. Anyways, great job on your blogging and keep up the good work! I been searching for one year adjustable rate mortgages for over 2 hours and needed a break from it. I started reading your blog and really started getting into it.
P.S I will add you to my favorites so I can come back and visit later
P.S.S If you want to bookmark my site I am at one year adjustable rate mortgages . You never know you may find some good deals!

hplauze said...

Hey this blog is not about one year adjustable rate mortgages . Silly internet bringing me here :-) Funny I have been doing hours of research on one year adjustable rate mortgages and it brought me to your blog on Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks. The web plays funny games sometimes. Anyways, I was reading your blog Blogger and I think it is really cool. Keep up the great work.
If you do not mind I will snag your blog and put it in my favorites. I read a ton of stuff on here that interested me. Keep blogging away :-)

Anonymous said...

All I can say is WOW Blogger. The other half and I just got back from our friends house (well her friends house) and I needed a huge break. I am working on a project right now that is based on atlanta adjustable rate mortgages. I have literally been on-line for 2-3 hours doing research. Even though Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks really isn’t on the same page as atlanta adjustable rate mortgages I am certainly glad I came across your blog. There are a ton of great view points on this blog. Well I think I can here the kids screaming in the background. I put you in my internet favorites and I will certainly come back and visit. If you want to take a peek at my site you can find me here at atlanta adjustable rate mortgages. I update my site very frequently. Again, great job blogging and I will be back again soon!

Anonymous said...

Hey Blogger. Very nice blog :0) I just got inside from washing and waxing my truck. It is my baby. Took me 2 hours though. So I settled down into my basement and started doing some web surfing. Anyways I am in the process of grabbing my masters degree and have spent the last 6 months researching missouri adjustable rate mortgage loans. In the midst of my surfing I landed smack dab in the middle of your blog. I hope you do not think I am intruding but I must say it is great blog. Even though Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks is way off base from missouri adjustable rate mortgage loans I found myself cruising through your blog archives for the last half hour :0) You have some nice blogging friends. Anyways, I need to get back to my mission. I wrote don’t your url and feel free to visit me here at missouri adjustable rate mortgage loans. I am so busy so I can only update my site monthly. Keep up the great work.

Anonymous said...

Hi Blogger your blog is really great! Wow :-) As I was out blog surfing and surfing the web for detailed info on adjustable rate mortgages in missouri I stumbled across your blog. Obviously my search landed me here and it is a little off subject compared to Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks, but I am certainly glad I did come across your blog. Did I already tell you I like it! If you would not mind, I would like to add your link to my "favorites" page to come back and read again sometime. Should you ever need it, there's lots of information on this site about adjustable rate mortgages in missouri. Again, great blog and keep up the great work!

Anonymous said...

Hey this blog is not about nevada adjustable rate mortgages. Silly internet bringing me here :-) Funny I have been doing hours of research on nevada adjustable rate mortgages and it brought me to your blog on Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks. The web plays funny games sometimes. Anyways, I was reading your blog Blogger and I think it is really cool. Keep up the great work.
If you do not mind I will snag your blog and put it in my favorites. I read a ton of stuff on here that interested me. Keep blogging away :-)

Anonymous said...

Hey Blogger. Very nice blog :0) I just got inside from washing and waxing my truck. It is my baby. Took me 2 hours though. So I settled down into my basement and started doing some web surfing. Anyways I am in the process of grabbing my masters degree and have spent the last 6 months researching atlanta adjustable rate mortgages. In the midst of my surfing I landed smack dab in the middle of your blog. I hope you do not think I am intruding but I must say it is great blog. Even though Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks is way off base from atlanta adjustable rate mortgages I found myself cruising through your blog archives for the last half hour :0) You have some nice blogging friends. Anyways, I need to get back to my mission. I wrote don’t your url and feel free to visit me here at atlanta adjustable rate mortgages. I am so busy so I can only update my site monthly. Keep up the great work.

Anonymous said...

Well this blog certainly is not about one year adjustable rate mortgages . What the heck! I guess the internet can play some tricks on us sometimes. I have been on-line for two hours
researching one year adjustable rate mortgages and came tumbling across your blog. I LOVE IT! I needed a break from one year adjustable rate mortgages anyways :-) If you don't mind I want to add your
blog to my favorites list so I can come back later on and read some more stuff. Well I guess I should get back to researching one year adjustable rate mortgages .
Even though my search is not on Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks I am glad I came across your blog. Keep blogging away!

Anonymous said...

Hi Blogger your blog is really great! Wow :-) As I was out blog surfing and surfing the web for detailed info on adjustable rate mortgages in missouri I stumbled across your blog. Obviously my search landed me here and it is a little off subject compared to Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks, but I am certainly glad I did come across your blog. Did I already tell you I like it! If you would not mind, I would like to add your link to my "favorites" page to come back and read again sometime. Should you ever need it, there's lots of information on this site about adjustable rate mortgages in missouri. Again, great blog and keep up the great work!

Anonymous said...

I have been on-line searching for hours for information regarding atlanta adjustable rate mortgages and stumbled across your blog during my journey :-) Blogger your blog is really amazing! Keep up the great work. Obviously my search on atlanta adjustable rate mortgages was way off when compared to Harvard Study Reports Hot Housing Market Masks Eroding Affordability and Mounting Risks and find it funny how it landed me here. The internet is a funny thing. Anyways, great job on your blogging and keep up the good work! I been searching for atlanta adjustable rate mortgages for over 2 hours and needed a break from it. I started reading your blog and really started getting into it.
P.S I will add you to my favorites so I can come back and visit later
P.S.S If you want to bookmark my site I am at atlanta adjustable rate mortgages. You never know you may find some good deals!